Forfeiture applies if accused:

Forfeiture is a legal consequence where property or rights are seized as a penalty. This foundational concept applies specifically if an accused Is convicted of offence. It serves as a punitive measure, often targeting assets acquired through or used in criminal activity, reinforcing the legal system's ability to deter crime and recover illicit gains.

• "Pays fine early" is a form of penalty but doesn't automatically trigger forfeiture unless part of a specific legal agreement.
• "Files appeal" is a legal challenge to a conviction, not a cause for forfeiture.
• "Changes business" is irrelevant to the legal process of criminal forfeiture.