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The term “encumbrance” refers to:

A. A boundary dispute
B. A legal practitioner
C. A charge or claim on land
D. An estate subdivision
Correct Answer: C. A charge or claim on land

The term “encumbrance” in real estate refers to a legal right or interest in a property that belongs to someone other than the owner, which can affect the property's transferability or restrict its use. This includes charges like mortgages, liens, easements, or unpaid taxes.

  • A charge or claim on land is the correct definition, as it directly describes such legal burdens.
  • “A boundary dispute” is a disagreement over property lines, not a general claim on the land itself.
  • “A legal practitioner” is a person, not a property claim.
  • “An estate subdivision” is the process of dividing land, unrelated to a claim or charge.

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