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Which is a long-term source of finance?

A. Trade credit
B. Bank overdraft
C. Equity shares
D. Cash sales
Correct Answer: C. Equity shares

Long-term sources of finance are funds acquired for a period exceeding one year, typically used to finance fixed assets or long-term projects. Among the given options, Equity shares represent a long-term source.

  • Equity shares provide permanent capital to a company, as shareholders are owners and their investment is not typically repaid unless the company is liquidated or shares are repurchased.
  • Trade credit (A) is a short-term financing arrangement where suppliers allow customers to pay for goods or services at a later date, usually within 30-90 days.
  • Bank overdraft (B) is a short-term borrowing facility that allows a company to draw more money than it has in its bank account, typically repayable on demand.
  • Cash sales (D) represent revenue generated from immediate transactions, not a source of capital structure financing.

Thus, equity shares are distinct as a fundamental, long-term component of a company's capital structure.

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