In MS Word, a list of dots or numbers at the beginning of a paragraph is created using the:

In MS Word, organizing information into lists is a common formatting task. The question refers to creating a list with dots or numbers at the beginning of paragraphs.

• Bullets and Numbering is the correct answer. This feature allows users to create structured lists. "Bullets" add symbols (like dots, squares, or custom icons) before each paragraph, while "Numbering" adds sequential numbers or letters, ideal for ordered lists.
• Indent is incorrect; indenting adjusts the spacing of a paragraph from the left or right margins, affecting its position but not adding list markers.
• Shading is incorrect; shading applies a background color to selected text or paragraphs, primarily for visual emphasis.
• Borders is incorrect; borders add lines around text, paragraphs, or pages, used for separation or decorative purposes.

Therefore, to create visually distinct lists, the Bullets and Numbering tool is the appropriate choice.